Used Trucks for the First-Time Buyer: Tips for Inspecting a Pickup

Pickup trucks are one of the most attractive options available in dealerships throughout Portland. After all, the power and size that pickup trucks offer car owners is almost irresistible. Unfortunately, the price tag of most pickup trucks can be quite hefty, which often dissuades many would-be first-time buyers.

If you’ve wanted to own a pickup truck for a while, but simply don’t want to pay too much for one, you may want to visit a trusted dealership like McLoughlin Chevrolet and take a look at their used trucks. Many used trucks that are still in great condition come at relatively affordable price points, offering you more bang for your buck.

Of course, the operative phrase here would be “great condition”. To ensure you are buying a pickup truck that can meet your needs, you’ll need to carefully inspect it before committing to buy it. Inspecting a used pickup is simple enough, especially if you know what you’re looking for. Read more from this article: https://www.mcloughlinchevy.com/blog/2018/march/29/used-trucks-for-the-first-time-buyer-tips-for-inspecting-a-pickup.htm.

Why Prefer Expert Auto Service to DIY When Tuning Up Your Vehicle

Owning a car comes with the duty to keep it well-oiled. True enough, you must know a thing or two about tune-up if you want your vehicle to be roadworthy at all times. However, you have to draw the line when the need for professional auto service comes. Trying to repair or update your car on your own may have a number of adverse consequences.

It Might Nullify Your Warranty

Most cars, particularly those that were purchased from a dealership, have warranty issued by either the manufacturer or the dealership. Warranty can come in handy when you suddenly need servicing for your vehicle while on a tight budget. This perk, however, is usually valid within a certain period and for select types of service.

A warranty can be nullified when the conditions set by the issuer are breached. Generally, a warranty remains valid until repair is performed by a non-dealer qualified mechanic, done not according to the recommended times in the logbook, or carried out using the wrong parts. Simply put, if you try to fix or update your car by yourself, you are running the risk of breaching the contract and voiding the warranty.

Your Insurance May Not Cover It

It’s not just the warranty that is at stake when you choose to go DIY on your car repair or upkeep. You also risk not getting covered by your insurance. Most insurance policies cover simple repair work on vehicles, but major ones like modifications to the wheels and exhaust system may need to be consulted with your insurer. To be safe, just send your car to a certified car service provider.

You Need the Job to Be Done Properly

The changes you do to your vehicle can have a tremendous effect on its performance and safety on the road. The only problem is that if you’re not a professional technician, there’s a chance that you can do more harm to your vehicle than good, which could cost you your lives and the lives of your passengers. It’s true that there are some repair jobs that you can easily carry out on your own, but the major ones have to be left to the pro.  

DIY Takes Time

Tuning up a vehicle takes time, especially when a lot of work has to be done and the one to do them is untrained. If you don’t have an extra vehicle that you can use while the other one is under maintenance, DIY can cause real problem. So if you want your vehicle to be available by the time you need it, just send it to a service center. Depending on the kind and extent of maintenance your car needs, it may take just a couple of days to finish. Sometimes, the work can be done much faster.

Yes, it may cost you a little bit more to send your car to a service center, but it’s worth it. The last thing you need is a car that is only bound to break down at the most inconvenient time. With professional auto service provided by a leading service center in Portland, such as McLoughlin Chevy, you’ll have peace of mind throughout every journey.

About McLoughlin Chevy: Mcloughlin Chevy is a go-to resource for the best Chevrolet models at MVP prices. When you visit our showroom, you’ll see a wide selection of Chevy units, each boasting great features that will make every journey fun and safe. We also offer GM certified used cars, parts, and accessories. When it comes to car repair and maintenance, there’s no better place in town that you can send your vehicles to than our service center.

Sources:

8 DIY Car Maintenance Tips You Can Handle – Checklist, moneycrashers.com

What Does an Auto Mechanic Do?, learn.org

Diesel Trucks: How to Make a Unit Last and Other Tips for First-Time Buyers

It is no secret that Americans throughout Portland and the rest of the country have a longstanding love affair with pickup trucks. After all, the size, functionality, and power that trucks offer is definitely attractive both for work and leisure.

Buying Tips

If this is the first time you’ll be buying a pickup truck, you may feel a little lost due to the various diesel trucks available. In this case, make sure you carefully read this First-Time Buyer’s Guide to help you find the perfect truck for your needs and budget:

Purpose of the Truck

Start off by asking yourself why you want a pickup truck in the first place. There are many reasons why someone would want to invest in diesel trucks, from helping transport products for business or hauling a trailer for a camping trip. Understanding why you want a pickup truck can easily help narrow down your options, allowing you to focus on models that are best suited for your purposes. Read more from this article: https://www.mcloughlinchevy.com/blog/2018/march/22/diesel-trucks-how-to-make-a-unit-last-and-other-tips-for-first-time-buyers.htm.

When to Take Out Bad Credit Auto Loans and How to Get Out of Debt

It can be almost impossible to get preapproved for a car loan when you have a bad credit. That’s because lenders and financial institutions are also protecting their interest. They don’t want to invest their money in a credit that has a high risk of default.

How a Bad Credit Car Dealership Can Help

If your low credit score is preventing you from getting the best deal on a car loan, you still have one more (and probably the last) option—to go to a bad credit car dealership. This is a type of dealership that offers financing to buyers, specifically to those who failed to obtain preapproval.

Just because you have this option, however, doesn’t mean you’ll let your credit rating continue to dwindle. You have to do something to get back on track. Take note that your credit score will affect not just your ability to take out an auto loan but also other major financial transactions you’ll make down the road, so you have to reinstate your creditworthiness.

Repairing Your Damaged Credit Score

Here are some tips that can help you repair you credit score:

Gather the Facts. When it comes to your creditworthiness, it’s ill-advised to base your decisions entirely on presumption. Don’t just assume that your score might possibly be low because you’ve been behind on your bills and other loan payments. You have to know for sure the impact your setbacks had made on your credit.

There’s no place better to get this information from than the major credit bureaus—TransUnion, Equifax, and Experian. They usually give a free credit report, which reveals your credit history and the rating it amounts to. This report, however, is not always accurate. Sometimes, it contains errors that can have a detrimental effect on your rating. So as you try to collect the report, also check for errors that might be inappropriately dragging your rating down.

Start Paying Off Your Remaining Debts. With all the information you’ve obtained from the credit report, make a list of all of your accounts and check recent statements to determine how much you owe on each account. Also check the interest you’re being charged with.

Create a payment strategy that prioritizes debts with the highest interest, but also make sure to maintain minimum payments on your other accounts to pay off everything within a predetermined timeframe.

Doing these will not only increase your chance at recovering from the financial downturn you’re currently going through, but it will also provide access to more financing opportunities. In fact, it would help to get these tasks done even before you head to a car dealership to take out bad credit auto loans. This way you can prove at the very least that you’re doing your best to make your financial situation better. This proactive approach can also serve as a guarantee for the car dealership that you will indeed comply with the conditions of your contract. In effect, you’ll make your car purchase even smoother.

About McLoughlin Chevy: As your total automotive resource in Oregon, Mcloughlin Chevy works hard to provide the most recent Chevrolet models and world-class car services. We also offer GM certified used vehicles, parts, and accessories. Whether you’re eyeing out for the new Chevy model lineup or get the most desirable value for your trade, we’ve got you covered. Are you having difficulty getting pre-approved for a loan? Not a problem, because we offer bad credit auto loans as well.

Sources:

How To Catch Up on Late Payments, thebalance.com

How to repair my credit and improve my FICO Scores, myfico.com

Common Truck Problems You Should Know How to Handle before Buying Trucks for Sale

Any vehicle, no matter how well-built it is or what kind of maintenance it requires, will eventually encounter some problems along the way. Even the best trucks for sale on a car dealership’s lot have some common breakdowns worth knowing about. To avoid the risk of getting stranded in the middle of the road without a backup plan, these are some truck issues worth noting and how to fix them:

First-Time Buyer’s Guide to Purchasing Used Cars from Car Dealerships

Purchasing a car is a large financial commitment. As such, it’s only natural that you want to purchase a vehicle that gives you the best “bang for your buck”. Although brand new cars are undoubtedly attractive, first-time buyers may benefit more from purchasing a used car in great condition. This is especially true if you do not have extensive experience driving a car.

The entire process of purchasing a used car from car dealerships in Portland, Oregon may seem confusing at first. Fortunately, first-time buyers can take several steps to help ensure a smoother experience. With that in mind, here are a few steps you’ll want to take care of before you sign on the dotted line.

Get Pre-Approved First

Used cars often move fast, especially if you choose a car from trusted dealerships like Mcloughlin Chevrolet. The last thing you want to happen is to lose out on that “perfect car” just because you had to take a few days away to process your car loan at the bank. It’s better to get yourself pre-approved for a loan. Not only does this mean you are able to process your loan faster, but you’ll also have a clearer idea of what your budget is. Read more from this article: https://www.mcloughlinchevy.com/blog/2018/march/19/first-time-buyer-s-guide-to-purchasing-used-cars-from-car-dealerships.htm.

How to Compare the Cost of New and Old Cars Offered by Auto Dealerships

Next to a home, a car is one of the biggest investments a person will make in their lifetime. The only difference between homes and cars is that most people stay in a single house for the rest of their lives while the average person will go through about 13 cars. With the need for a reliable set of wheels to make the daily commute a little easier, everyone should consider finding car dealerships that offer both new and used cars on their lot.

Having the option to buy a used car can mean extra saving, but that isn’t always the case. Here are some useful tips to compare new and used car prices to get a better deal that fits a set budget:

Auto Service Tips: How Oil Change Can Save and Prolong Your Vehicle’s Life

Just as your body needs blood and water to function properly, your car needs various kinds of fluid to operate as well. One fluid that is particularly essential to your car’s health is the motor oil. It lubricates the engine to reduce wear and friction as well as filter out contaminants, which could potentially harm the engine parts.

Unlike gasoline, which is burned and replaced very often, oil can be resupplied into the engine over and over. However, oil isn’t made to last forever. Over time, it will accumulate debris and some of its contents will evaporate until all that is left is a thick, dark fluid that might cause severe damage on the engine. Here are some of the most prominent reasons why changing oil on a regular basis is crucial.

Prevents Over-Heating

Friction is the number one enemy of a car engine. This force created by rubbing two objects is known to produce heat. Unfortunately, a car engine works by forcing different parts to move and slide against each other, so you can imagine how much friction and heat it generates. By soaking these engine parts with oil while running, some of the heat generated by the moving engine parts are transferred to the oil, allowing the whole engine to cool down rapidly.

Keep Particles and Sludge at Bay

Your car engine is designed to be so compact that it has no room even for tiny debris. These debris, whether they come from an external source or from the worn parts themselves, can damage the engine as motor oil carries them around. This is why it is very important to have the oil replaced when it has already accumulated excessive amounts of debris. One good sign that the oil is due for changing is when the engine starts to make strange noises.

Saves Energy and Increases Efficiency

Dirty oil can slow down the engine because it no longer lubricates parts effectively. Regrettably, the amount of fuel the engine burns per given time remains the same. Meaning, the engine needs to work harder to accelerate when it has insufficient or contaminated oil in it. By changing your car’s motor oil regularly, you can enjoy speed and save fuel at the same time.

Prolongs the Life of Your Car

Don’t wait until every component of your engine gets all worn down before you send your car to a GM certified auto service provider in Portland for an oil change. Although some of your friends may suggest that you perform the oil change yourself, it is always better to have it done by a professional technician to avoid mistakes that might end up needing costly repair. Regular oil change can keep each part of the engine in top shape, consequently prolonging the life of your car.

To make sure that you will be using the right motor oil on your engine, consult with a professional mechanic first. Usually, they’ll provide more information about oil change than the name of the best brand alone. If you’re lucky, they can even have a look at your engine and give some more professional advice, which most people could not get for free.

About Mcloughlin Chevrolet: As a GM certified automotive service center, Mcloughlin Chevy is Oregon’s go-to resource for the best automotive car services, new or used vehicles, auto parts, and comprehensive information about the latest Chevy car models. Whether you want to purchase a new or pre-owned unit or simply want to experience our world-class auto repair and maintenance approach, you are welcome to stop by and check us out.

"Honesty, Integrity is our No.1 Priority, When it comes to GM vehicles, you can count on us!"

- Monty Eby -

(Service Director – McLoughlin Chevrolet)

Sources:

What Does Motor Oil Do?, familyhandyman.com

What is friction?, khanacademy.or

Some Helpful Tips for First-Time Buyers Looking for New Cars for Sale

Any first-time car buyer is sure to get all worked up and excited about finally being able to drive their own vehicle. Before you go celebrating your latest investment, however, ask yourself if you truly are ready for this purchase.

See, while owning a car is a convenience, it is also a major responsibility. This is why it is important that you give serious thought and consideration to the vehicle that you will be purchasing. Here are some tips for first-timers like yourself so you can make the most out of the experience when you finally look around for new cars for sale.

Pick a Vehicle Type

Any search for a car must ultimately start with choosing what kind of vehicle you would like to have in the first place. Ask yourself what features you expect the car to have and what you need to use the car for. Read more from this article: https://www.mcloughlinchevy.com/blog/2018/march/15/some-helpful-tips-for-first-time-buyers-looking-for-new-cars-for-sale.htm.

How to Increase the Chances of Getting Approved for Bad Credit Auto Loans

Responsible and hardworking adults always dread the words “bad credit score” because it sounds very ominous. Having a bad credit score can affect many financial opportunities in the future, and that makes it intimidating. A common misconception of most people is that bad credit auto loans are always rejected, which hurts their current credit scores even more, so they are reluctant to try. That is a myth because there are several ways to get an auto loan, even with bad credit.

If you are in need of a new vehicle, but your credit report isn’t looking good, here’s what you can do to increase the chances for approval:

1. Loan through a Car Dealership

There are two ways to get access to an auto loan. One is through financial institutions like banks and credit unions. This option often entails a lot of paperwork and credit checks that can impede your chances of getting an approval. Another way is to apply for a loan using a trusted car dealership in Portland. Car dealerships are more lenient with their requirements and sometimes offer better deals for customers with bad credit.

2. Down Payment Plus Vehicle Trading

A great way to reduce the amount of the principal loan for a new vehicle is to offer a down payment in cash and also trade in your current car, if you have one. This will also reinforce your commitment to making a deal that earns you plus points from the point of view of the car dealership.

3. Have a Co-Signer

Having bad credit or worse no credit at all can make an auto loan difficult, even when you’re already working with a car dealership. Sometimes there is no time to work on improving current credit scores, especially when you are in dire need of a new car. However, you can always find someone you trust who has good credit to co-sign for the loan. This will increase your chances of getting the auto loan approved significantly.

4. Choose a Vehicle Early

A great way to increase your chance at loan approval even with bad credit is to choose a vehicle before approaching a dealership. How can this help? A car dealership or any lender can perform a pre-qualification check on your credit. You will have a breakdown on the loan terms to see if you can afford it. Best of all, a pre-qualification check will not harm your credit score.

5. Work on Improving Your Credit Score

Sometimes no matter what steps you take, your bad credit will put a damper on the loan approval. This is why getting your credit report early and doing your best to improve the score before applying for a loan is a practical step. Simple things like paying off credit card bills on time will bring up your scores.

About McLoughlin Chevrolet: The financing department of McLoughlin Chevrolet is ready to help you get closer to owning your dream car. As one of the highest rated car dealerships in Portland, McLoughlin Chevrolet has all the resources ready to assist you in securing an auto loan. There’s no need to stress about bad credit when you’ve got the help of one of the most competitive bad credit car dealerships in the country.

“CHANGING THE PERCEPTION OF THE CAR BUSINESS, ONE CUSTOMER AT A TIME” – YEON KIM (Sales Manager at Mcloughlin Chevrolet)

Sources:

Bad Credit Auto Financing, RoadLoans.com

3 Best Second-Chance Car Loans for Bad Credit (2018), BadCredit.org

Signs that You Need to Visit the Car Shop to Replace Your Brakes in Portland

The brakes in Portland registered cars are responsible for stopping the car before a collision occurs. When it ceases to function the way it should, major accidents can happen. This is why paying regular attention to the state of your car’s brakes is a priority.

Here are the warning signs that you need to head over to an auto repair shop to get your brakes replaced immediately: 

#1: Softness or Reduced Responsiveness

When you notice that the brakes feel “squishy” or have hardly any resistance when stepped on, you need to pull over at once. This is an indication that there is a leak in the brake system either as an air leak or a brake fluid leak. Continuing to drive with brakes that are no longer responsive will put you and everyone else on the road in danger. Get the problem fixed right away. Read more from this article: http://bit.ly/2pYFenh

Nitrogen vs. Compressed Air: Which One to Use for Your Portland Tires?

An increasing number of car owners are opting to fill up their tires with nitrogen. As an alternative to compressed air, nitrogen tire inflation is gaining popularity across the country not only among high performance car owners, but also among average consumers. Should you follow suit and use nitrogen on your tires the next time you purchase a new set from your trusted Portland tires supplier?

Like all things, nitrogen tire inflation comes with its own set of benefits and drawbacks. Below, we give you a comparison of the areas both nitrogen and compressed air excel in.

Tire Pressure

A steadier pressure inside your tires is arguably the biggest advantage you can get from nitrogen tire inflation. Nitrogen has larger molecules than air that hardly go through the microscopic holes in the rubber of tires. With nitrogen escaping out of your tires at a slower rate than air, you get more constant air pressure in your tires.

Fuel Economy

Constant tire pressure comes with many advantages, the first of which is better fuel economy. Underinflated tires can reduce average fuel consumption by as much as 0.3 percent for every single drop in pounds per square inch (psi). Conversely, nitrogen-filled tires are accompanied by 0.6 to 3 percent improvement in gas mileage.

Tire and Wheel Condition

Nitrogen also allows for lesser wear and tear in both your tires and wheels, and this results in longer lifespan for both. Regular air contains water vapor, which expands and contracts with the change in outside temperature. This causes your tires to underinflate when the weather is cold and overinflate when it’s warm.

Water vapor can also cause rusting in the wheel’s inner portion. It also allows for the retention of moisture inside your tires, which can cause oxidation in the internal tire wall casing. Nitrogen doesn’t contain water, so tire pressure fluctuations and degradation issues are a non-concern.

Cost

Nitrogen tire inflation costs anywhere from $5 to $10, depending on the provider. While there are gas stations that charge a couple of dollars for a pump of air, most just offer them for free.

Practicality vs. Prestige

So there you have it. Hopefully the information here has made it clear which type of inflation is right for you. As you can see, nitrogen does present certain advantages over normal tire inflation. Whether or not these advantages suit you depends on how you use your car. That said, nitrogen is advisable for your car if:

●     You don’t use your car very often and it spends most of its time parked in your garage.

●     You own a handful of cars that you seldom drive at great distances.

●     You have to store your vehicle for a long period of time.

●     You own high performance vehicle/s.

If you use your car in your daily commute, nitrogen doesn’t really have any practical use for you, and you’re better off using traditional compressed air instead. Regardless of your choice of gas though, be sure to check your tire pressure regularly. Once or twice a month is usually enough. For quality tires, purchase yours from trusted Portland tires suppliers, such as McLoughlin Chevy.

About Mcloughlin Chevrolet Automotive Service: As a GM certified automotive service center, Mcloughlin Chevy is Oregon’s go-to resource for the best automotive car services, new or used vehicles, auto parts, and comprehensive information about the latest Chevy car models. Whether you want to purchase a new or pre-owned unit or simply want to experience our world-class auto repair and maintenance approach, you are welcome to stop by and check us out.

"We will meet or beat any advertised competitors prices on tires, so, come visit us, you will be happy you did! "

- Monty Eby (Service Director) -

Source:    

Is Nitrogen Better than Air in Car Tires?, PopularMechanics.com

Car Maintenance Tips—Tires, Oil, Brake, and Other Areas to Inspect

Regular maintenance will help keep your vehicle looking good and in perfect working order. It is an obligation you should assume as soon as you own a car, simply because it is the only way to keep the vehicle safe for driving. You surely don’t want your passengers and yourself to figure in an accident due to a faulty brake or sudden engine failure. A well-maintained car will perform better on the road than one that has never been checked or tuned up.

Apart from preserving your car’s safety and performance, regular maintenance can also help improve your car’s emission. Most vehicles emit harmful fumes, such as carbon dioxide, and automotive fluids into the air and water. During maintenance, you can determine whether or not your car’s emission is still within the safe range, eventually helping to save the environment. It is an even more practical approach since you can avoid costly and repetitive repair in the long run.

The following are the major areas that need to be carefully inspected when maintaining a car:

Oil

If you’re maintaining a Chevy, you’ll see a popup message on your screen saying “Change Engine Oil Soon” as soon as you reach or exceed 600 miles. Do not ignore this message because it can save or prolong your car’s life. Check the oil for impurities; these are most likely produced by the wear and tear that’s been going on in your engine since you started hitting the road. If the oil is already too thick and cloudy, it’s a sign that it’s due for changing. If you’re not sure what to look for and what to do next, let a professional technician inspect it for you. Not only will they assist you with changing the oil, but they will also help you reset the Engine Oil Life System. Read more from this article: http://bit.ly/2Gvdk9A

Car Problems Only the Auto Service in Portland Can Fix

In this age where DIY solutions are the norm, it seems like everyone wants to fix everything on their own. While learning a new repair technique or skill can come in handy sometimes, knowing when to call in the experts for help is also a smart move. When it comes to car issues with your GM vehicle, it is always a good idea to use a professional GM certified auto service in Portland because professional mechanics are equipped with the right tools and expertise.

Here are some common car issues that you should leave to the experts:

1. Transmission Repair or Maintenance

A car’s transmission has a lot of small, delicate parts, narrow passageways for the hydraulic fluids, and precise tolerances. Trying to dismantle everything to fix the problems yourself can only result in more damage. Transmission repairs are best left at the hands of skilled transmission specialists. Transmission maintenance needs like fluid changes and flushing should be done by a trained mechanic. One wrong move and you can botch the transmission, so let the experts fix the problem.

2. Engine Overheating

Overheating sounds like a fairly common car problem that just about anyone can fix. The truth is, it is very dangerous and expensive to attempt the repairs at home. A mechanic first needs to diagnose the issues correctly and then they can start repairs. Unskilled DIY mechanics don’t have the skills or tools to do so.

3. Replacing Suspension Components

The suspension is made up of different components like the bushings, struts, and arms. These may look easy to replace, but the repair process is actually very complicated and detailed. A lot of things can go wrong in a multitude of different ways. Amateurs might even forget about the amount of force a compressed coil spring holds and put themselves in danger, not to mention the specific order of how the different pieces go back in their proper place, which, only an experienced mechanic knows how to carry out properly.

4. Timing-Belt Replacement

Every GM car owner should know that their car is due for a timing-belt replacement every 60,000 – 100,000 miles of travel. This car maintenance must-do can cost up to $1,000 which makes it even more tempting to do it at home. However, the amount you might think you’re saving can only result in more expenses down the road and even put you at risk of accident. Timing-belt replacement done wrong can heavily damage the engine which can escalate the repair cost up to $3,500. No one wants that.

Trust an GM certified Auto Shop in Portland for Repairs

At first it may seem like you’re saving yourself a lot of money by attempting to do these repairs at home, but it can easily go wrong. Without the proper skills, training, and tools you can do a lot of damage to your car and even put yourself in danger while trying to “fix” the problem.

Instead of trying to get your hands dirty, let the experts at Mcloughlin Chevrolet do the repairs. All car parts used at the Mcloughlin Chevrolet auto repair shop are high-quality and genuine. It is a promise that cars sent for repairs and maintenance come out looking and working like they’re brand new. Here you can always expect timely and professional services. We make sure all customers feel welcome, no matter what their car concerns may be.

"Honesty, Integrity is our No.1 Priority, When it comes to GM vehicles, you can count on us! " - Monty Eby (Service Director – McLoughlin Chevy)

Sources:

Five Car Problems You Shouldn’t Fix Yourself, TheCarConnection.com

Not So DIY: 6 Auto Repairs You Can’t Do Yourself, RCAutoSpecialists.com

How to Find Auto Loans for Bad Credit: A Step By Step Guide

The first car shopping trip is considered a milestone of adulthood. Sadly, many of the average workers today are hesitant to go to a car dealership because of their current credit scores. Although it is true that most lenders, credit unions, and banks only approve loans for people with good credit, that doesn’t mean that auto loans for bad credit are rejected immediately. There are other financing options available that can help you get closer to owning a car.

Here are easy to follow steps that will help you get a car loan, even with bad credit:

Step 1: Determine Your Reasons for Wanting or Needing a Car

Before you start shopping around for a car loan, you need to take a step back and see why you want a car. Is it necessary? Will a car make life easier for you? Is public transportation or carpooling possible? These are all questions that will help clarify your intentions for buying a car. Read more from this article: http://bit.ly/2uEjuTF

Bad Credit Car Dealerships Making Car Loans Possible for Everyone

A lot of people are struggling with bad credit scores. These scores can put a damper on opportunities and access to life-changing financial assistance like home loans, small business loans, and car loans. Life can be devastating when you carry the weight of bad credit on your shoulders. That however does not mean that all doors are closed.

There is still hope. Working with the right bad credit car dealerships can open new opportunities when it comes to accessing car loans. The work isn’t solely on their shoulders. You also have to take certain measures to increase the chances of loan approval. Here are some tips worth following:

Tip 1: Never Assume the Worst

Before you completely give up, get an actual credit check first. How do you know for sure that your score is bad? It is better to get an official assessment rather than assume you have bad credit without a consultation. Just because you’ve gone over budget a couple of times before doesn’t mean your scores are bad. Get a credit report first before making a conclusion. Read more from this article: http://bit.ly/2GneVOJ